Aruvi 2.0: Rebuilt on Arc, Circle's L1 for stablecoin finance
Aruvi began life as a confidential payment protocol on Ethereum - encrypted amounts, wrapped tokens, and all the friction that came with pioneering tech. Today it's something new: a complete USDC payment protocol on Arc, Circle's Layer-1 built specifically for moving dollars.
What changed
Everything settles in under a second. Arc's deterministic finality means a payment is final the moment it lands - no confirmations, no reorgs, no anxious spinners.
Gas is USDC. The single most painful part of onboarding - "first, go buy some ETH" - is gone. On Arc, the balance you send from also pays the fee (~$0.01).
No more wrapping. The old Aruvi required converting USDC into a special confidential token before every payment. On Arc, USDC is the chain's native asset. Connect, get USDC, send. Done.
The whole toolkit survived the move. Send with on-chain memos, payment requests with links and QR codes, multi-send to 100 recipients, on-chain subscriptions, one-click refunds, a merchant SDK, and a hosted checkout - all rebuilt Arc-native, all faster than before.
And one thing got genuinely better: amounts now live in public event logs, so merchants can verify payments server-side - including the exact amount - with a single RPC call.
What about privacy?
Privacy was Aruvi's founding idea, and it's not abandoned - it's queued. Arc's roadmap includes the Arc Privacy Sector, a confidential execution environment that finalizes alongside the public chain. Aruvi's gateway is standard EVM bytecode precisely so it can be deployed there the day it ships. The full story is in the Privacy Roadmap.
Try it
- Grab free USDC from Circle's faucet
- Open the app
- Send a payment and watch it settle before you can blink
அருவி - waterfall. Payments should flow.